Privacy Policy & Terms of Service
ITIN Score is owned and operated by We Alert LLC
Our Data Protection Commitment
We will NEVER sell your data. Your privacy and trust are paramount to us.
ITIN Score (operated by We Alert LLC) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy and Terms of Service explain how we collect, use, protect, and share your information when you use our credit report services.
Information We Collect
Personal Information You Provide
- Name, address, and contact information
- Individual Taxpayer Identification Number (ITIN)
- Social Security Number (when applicable)
- Date of birth and other identifying information
- Financial account information as needed for credit reporting
Anonymous Usage Data (Web Only)
On our website, we collect anonymous usage data to improve our services, including:
- Website navigation patterns (anonymized)
- Feature usage statistics
- Performance metrics
- Error reports (without personal identifiers)
This data is aggregated and anonymized to protect your identity while helping us enhance our platform. We use PostHog for web analytics.
iOS Mobile App Privacy
Zero Tracking on Mobile
Our iOS mobile app contains NO tracking, NO analytics, and NO third-party data collection tools.
Unlike our website (which uses anonymous analytics to improve the user experience), our iOS mobile app is built with your privacy as the top priority:
- No PostHog or any other analytics tools
- No advertising trackers or identifiers
- No third-party SDKs that collect usage data
- No behavioral tracking or profiling
- Only essential data transmission required for core service functionality (credit reports, account management)
The mobile app only communicates with our secure servers to provide you with credit reporting services. We do not monitor, track, or collect any usage patterns, device information, or behavioral data from the mobile app.
How We Use Your Information
Primary Uses
- Provide credit reporting and monitoring services
- Verify your identity and prevent fraud
- Communicate with you about your account and services
- Comply with legal obligations and regulatory requirements
- Improve our services through anonymous data analysis
How We Share Your Information
WE WILL NEVER SELL YOU OUT!
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
Authorized Sharing
We only share your information in the following limited circumstances:
- Credit Report Providers: We share the details you provide with authorized credit bureaus and reporting agencies to facilitate your credit reports and monitoring services
- Legal Requirements: When required by law, court order, or government regulation
- Service Providers: With trusted third-party service providers who assist in our operations (under strict confidentiality agreements)
- Business Transfers: In the event of a merger, acquisition, or sale of business assets (with continued privacy protection)
- Fraud Prevention: To prevent fraud, abuse, or illegal activities
Data Security
We implement industry-standard security measures to protect your personal information:
- SSL encryption for data transmission
- Secure data storage with encryption at rest
- Regular security audits and monitoring
- Access controls limiting data access to authorized personnel
- Employee training on data protection and privacy
Your Privacy Rights
You have the following rights regarding your personal information:
- Access: Request access to your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your personal information (subject to legal requirements)
- Portability: Request a copy of your data in a portable format
- Opt-out: Opt out of certain data processing activities
- Complaint: File a complaint with relevant privacy authorities
Terms of Service
1. Acceptance of Terms
By accessing and using ITIN Score services (operated by We Alert LLC), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.
2. Service Description
ITIN Score provides credit reporting and monitoring services specifically designed for individuals with Individual Taxpayer Identification Numbers (ITINs). Our services include credit report access, credit monitoring, and related financial tools.
3. User Responsibilities
- Provide accurate and truthful information
- Maintain the confidentiality of your account credentials
- Use the service only for lawful purposes
- Notify us immediately of any unauthorized account access
- Comply with all applicable laws and regulations
4. Prohibited Uses
You may not use our services to:
- Commit fraud or identity theft
- Access another person's credit information without authorization
- Interfere with or disrupt our services
- Violate any applicable laws or regulations
- Use automated systems to access our services without permission
5. Disclaimers and Limitations
IMPORTANT: Our services are provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of credit information, as this data is provided by third-party credit bureaus.
To the maximum extent permitted by law, ITIN Score shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
6. Indemnification
You agree to indemnify and hold harmless ITIN Score (We Alert LLC), its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.
7. Termination
We may terminate or suspend your account at any time for violation of these terms or for any other reason. You may terminate your account by contacting us directly.
8. Governing Law
These terms are governed by the laws of the United States and the state where our company is incorporated, without regard to conflict of law principles.
9. Dispute Resolution
Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act:
- Right to know what personal information is collected
- Right to delete personal information
- Right to opt-out of the sale of personal information (Note: We do not sell personal information)
- Right to non-discrimination for exercising your privacy rights
International Users (GDPR)
If you are located in the European Union, you have rights under the General Data Protection Regulation, including the right to access, rectify, erase, restrict processing, object to processing, and data portability.
Contact Us
If you have any questions about this Privacy Policy and Terms of Service, or if you wish to exercise your privacy rights, please contact us:
Company: We Alert LLC (operating as ITIN Score)
Email: privacy@itinscore.com
Changes to This Policy
We may update this Privacy Policy and Terms of Service from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Continued use of our services after such changes constitutes acceptance of the updated terms.
This Privacy Policy and Terms of Service is effective as of 1/30/2026