Where our journey began
We are a team of immigrants from New York City who faced a fundamental challenge that millions of newcomers to America encounter every day: accessing our credit scores without a Social Security Number.
When we first arrived in the United States, we quickly discovered that building credit history is essential for everything from renting an apartment to getting a car loan. However, the traditional credit system seemed designed for people who already had SSNs, leaving immigrants like us in a frustrating catch-22.
After struggling with this barrier ourselves, we realized that having an Individual Taxpayer Identification Number (ITIN) could be the key to unlocking credit opportunities. However, finding reliable information about ITIN credit scoring was nearly impossible.
That's when we decided to create ITINscore - a platform specifically designed for immigrants who want to understand and improve their credit using their ITIN. We built this because we lived this experience, and we know how crucial it is to have access to your credit information when building your life in America.
Our mission is simple: to make credit accessible for everyone, regardless of immigration status. We believe that everyone deserves the opportunity to build financial stability and achieve their American dreams.
"From immigrants, for immigrants - because we understand the journey and want to make it easier for those who come after us."